Government Schemes That Can Support ₹3 Crore Capital a) CGTMSE – Credit Guarantee Fund Trust for Micro & Small Enterprises Loan Amount: Up to ₹5 crore for certain sectors, no collateral required. Eligibility: New or existing MSMEs in manufacturing or services. How to Get ₹3 Cr: Apply for a term loan + working capital through a CGTMSE-registered bank with a strong project report. SIDBI – Growth Capital & Equity Assistance Funding Size: ₹50 lakh to ₹3 crore for growth-stage businesses. Target: Profitable MSMEs or scalable startups. Special Feature: Flexible repayment plans and equity-linked structures. Technology Development Board (TDB) – Department of Science & Technology Funding: ₹1 crore – ₹10 crore for commercializing indigenous technology. Best For: Tech-driven manufacturing or innovative products. tate Industrial Development Corporations (SIDC) Funding Range: ₹1 crore – ₹5 crore for setting up large manufacturing units. Examples: Gujarat Industrial Development Corporation (GIDC), Maharashtra SIDC. . Private & Institutional Funding Sources a) Venture Capital (VC) Investment size can start from ₹3 crore for high-growth businesses. Requires equity dilution (generally 10–25%). b) Angel Investor Syndicates Multiple angel investors pooling money to reach ₹3 crore. Works well for startups with proven product-market fit. c) Corporate Investments Large companies investing strategically in suppliers, distributors, or tech partners. Combined Funding Strategy to Reach ₹3 Cr Source Amount Notes CGTMSE Bank Loan ₹1.5 Cr No collateral VC/Angel Investment ₹1 Cr Equity-based Grants (TDB / State / Incubators) ₹50 lakh – ₹1 Cr Non-repayable . Step-by-Step Process Business Plan & Financial Model Executive summary, market research, growth plan, ROI, and 5-year projections. Documentation Company incorporation documents, GST, PAN, MSME registration, project report. Applications Submit proposals to banks for CGTMSE. Apply to government grant programs. Pitch to VC and angel networks. Negotiation Review offers from multiple sources before finalizing terms.
